The EBC HRA is a Section 105 Health Reimbursement Arrangement. It allows employers to create a pool of funds, which participants draw on to help meet the underlying health plan’s high deductible. Once participants meet the deductible, the health plan begins reimbursing their medical expenses.
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Left to Right: Jacci Schwartz, Reimbursement Specialist,
Linda Klassy, Reimbursement Processor
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EBC HRA plan designs come in many shapes and sizes, but the variations stem from key choices by the employer – choices that determine how and when the plan reimburses participants’ medical claims.
There’s value in understanding how the EBC HRA works. This plan design primer simplifies the plan by illustrating common EBC HRA plan designs and explaining how each one reimburses claims.
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